Health Care Reform = Welfare?

by brendan on 03/21/2010

We have a huge national debt. Clinton balanced the budget, then Bush unbalanced it. Obama is taking it even further down the red line because of the “spend your way out of a recession” strategy. And now he threatens to take it even further, at least in the short term, with health care reform. So is that a big deal? Yes, debt is a big deal. But not all debt is created equal.

Defense spending for 2010 is 663.8 billion dollars, or about 52% of the total discretionary budget (source: OMB, Budget of the U.S. Government, table S. 12). It is far and away the largest chunk of the budget. Does that contribute to our debt? Absolutely. But it doesn’t invoke nearly the furor that debt due to health care spending or reform does. Why is that? It’s because defense spending is considered necessary, while health care reform is largely viewed as welfare.

Consider that our country has 308 million people (source: UCB, U.S. Population Clock), and estimates put the number of uninsured U.S. Citizens at about 37 million (source: FactCheck.org).  That means 88% of the country has insurance. Most of that 88% hear “cover the uninsured” and think “welfare”. So why should they care about that 12%?

Because it’s not about the 12%, and it’s not about welfare. It’s about all of us, and I don’t mean that in a some-of-us-is-all-of-us way, I mean that literally. Health care reform is about making health care more affordable and accessible for all of us.

One of those reforms is limiting the ability of an insurance company to reject an insured based on a pre-existing condition. The problem with this reform is that it flies in the face of all business sense. Willingly taking on high-risk insureds means you’re guaranteeing more payouts and lower returns in the future.

Take me as an example. I have aplastic anemia, a chronic and very rare disorder that puts me at a higher risk for needing a bone marrow transplant or developing other blood-related conditions like PNH or leukemia later in life. I am insured because my employer chooses to cover all employees. If I lose my job, I’m screwed. On the open market I’d be rejected flat out or presented with monthly premiums way out of my reach. And I would need help with that, so does that make me a welfare queen? I don’t think so. I work hard to provide for myself, and I plan for my future. I don’t rely on welfare now, nor do I plan to ever (I assume that social security or medicare may well be bankrupt when I retire).

But not covering me makes sense, right? Certainly from a business sense it does. I represent more risk, so no profit-seeking insurer would insure me without sufficient guarantees that I won’t cost them too much money. Allowing me to go uninsured is good business, even though that means I could die or go bankrupt getting care. And from any caring, human, normal or otherwise common sense point of view, that’s absurd. It’s exactly the reason that business goals (i.e. profits) and oversimplified business logic cannot dictate the direction of health care in this country. The greater goal must be to provide coverage. This bill has a lot of little first steps with that goal in mind, and even though it also has a lot of unnecessary pork riddled steps, it’s still a start.

As far as I can tell, Congress will vote on health care reform in about an hour. I don’t think it’s a perfect bill; without a public option it’s not even close. But if you think the business interests and lobbies involved want anything other than the status quo, then you’re kidding yourself. Any reform bill, from either party, would be met with similar resistance. So today’s bill is an important shift towards real reform, and for that reason I hope it passes.

4/16/2010 UPDATE: This post attracts a very high number of spam comments per day (selling car insurance, viagra, etc), so I am disabling comments to this post. If you are not a robot and you have something you’d like to add, please email me and I’ll turn comments back on.

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Death on TV

by brendan on 02/12/2010

Is it okay to knowingly broadcast somebody’s death on TV? I may be numb to most violence on TV, but something about showing an actual death just doesn’t sit well with me.

I read online today that Georgian Olympian Nodar Kumaritashvili died in a tragic Luge accident. He appears to have been going upwards of 90 mph when he took a turn too high and lost control of his sled, throwing him from the track and into an unpadded metal column. He was pronounced dead shortly thereafter at a local hospital, but from the described efforts to “revive” Nodar by first responders on the scene, I would say there is good chance he was killed on impact.

A quick Google search yields no shortage of videos showing Nodar’s death. Some preface the video with a warning about the graphic nature, and some don’t. CNN ran a video showing the last few frames before impact – so they showed a man about to lose his life. And my local NBC affiliate ran an evening news story accompanied by the full video, with no warning to viewers of how graphic the video might be.

Can you imagine what this is like for Nodar’s friends and family? This is a huge story, and they probably won’t be able to escape the footage. They’ll be confronted with having to see their son/friend/brother die on TV, over and over again. That’s pretty horrific.

Should we be allowed to knowingly watch somebody die? Violence seems generally accepted; that gets shown on TV every day and nobody blinks. It also seems okay to show death, past tense, as mangled car wrecks and body bags on stretchers are also common fare for the news. I guess I just assumed that not showing people die was some sort of conscious choice. Instead, it seems that news organizations just didn’t have good footage of death to show. Now that they have it, they’re more than happy to run with it like it’s no big deal.

I was discussing this with co-workers and one of them pointed out that it isn’t much different than coverage of the Haiti earthquake, where they are showing people on the verge of dying. And they’re right, that isn’t a whole lot different. But I don’t think I’ve actually seen coverage in Haiti of somebody die, just lots of destruction. So it’s at least a little different.

I don’t know. Am I blowing this out of proportion? Is there death on TV all the time already and I just wasn’t paying attention?

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New Site

by brendan on 02/7/2010

The domain registration completed this morning, so I’ve been working on transferring files over and fixing broken links.

The blog is the only working subdomain so far, which means my aplastic anemia site still needs to be moved. And I haven’t re-pointed feedburner to my new RSS feed yet.

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